Long-term planning and tax planning are two of the top concerns for Americans looking to create a secure future. As an estate planning attorney with years of experience in tax law, Belinda France has helped many individuals and families identify and implement a plan that results in tax savings and effective succession planning. Even if retirement isn’t in your imminent future, there are practical steps you can take today that will result in a more secure tomorrow.

1. Contribute the maximum amount to your 401(k). Take advantage of the ability to make pre-tax contributions and any employer-matching programs available.

2. Use a Health Savings Account. HSAs allow you to save money for health-related expenses, and then withdraw the money tax-free at any age – as long as the funds are being used for health expenses.

3. Open a Traditional IRA or Roth IRA. Depending on your financial situation and expected contributions, an IRA can be an essential tool for retirement planning and tax management.

When considering your long-term financial plans, is there room for improvement? Seeking sound legal advice can help you to provide for your future, leave a legacy for your loved ones, and minimize the tax burden along the way.